Unexpected medical bills -- also known as “surprise” bills -- hit consumers when they’re particularly vulnerable, when they’re recovering from an illness or medical procedure.
The problem occurs when a patient visits an in-network doctor or facility covered by his or her medical insurance but is later billed for an out-of-network service. One common example is being billed at full rate by an anesthesiologist because he or she doesn’t take the patient’s insurance. In other words, an in-network and an out-of-network provider are working side by side -- and the patient has no reason to suspect that they’re not both covered by his medical insurance.
That helps explain why consumer advocate NJ for Health Care -- among others -- is pressing legislators to pass a bill that would bring a new level of transparency cost containment to out-of-network medical bills.
Read theby WHYY/NewsWorks, a content partner of NJ Spotlight.