With less than two weeks to the deadline of open enrollment for the state’s official health insurance marketplace, Get Covered New Jersey, state officials and legislators are urging residents in need of health insurance for 2021 to sign up for a plan; Jan. 31 is the last day to enroll. The only other possibility to enroll for coverage under Get Covered NJ in 2021 is in the event of a major life event that allows for special enrollment or if one qualifies for NJ FamilyCare. According to Department of Banking and Insurance Commissioner Marlene Caride, “eight in 10 enrolling will qualify for financial assistance to help lower the cost of a plan.”
All plans available through Get Covered New Jersey provide comprehensive coverage, including free preventive care, and coverage for emergency services, prescription drugs, pregnancy, maternity and newborn care, as well as mental health and substance use disorder services. No one can be denied coverage due to a pre-existing condition. For those who enroll in January, coverage will start on February 1, 2021.
More than 250,000 residents had signed up as of January 2, including more than 50,000 new enrollees. Residents can shop and compare plans, and see if they qualify for financial help at getcovered.nj.gov. To get free help choosing a plan from a trained, certified assister, go to “Find Local Assistance” on the Get Covered New Jersey website.