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December 16, 2016

This is the age that current law applies to infertility, but legislation advanced on Thursday would remove that age from the statute in order to help increase insurance coverage of fertility treatments for New Jersey women.

The bill's sponsors, Senate Majority Leader Loretta Weinberg (D-Bergen) and Senator Nia H. Gill (D-Essex), said their bill (S-1398) would establish eligibility for insurance coverage based on a doctor's determination of infertility, rather than on age.

“Infertility” currently is defined by law as the disease or condition that results in the abnormal function of the reproductive system when a female under 35 years has been unable to conceive after two years of unprotected intercourse, a female over 35 has been unable to conceive after one year of unprotected intercourse, or when one of the partners is considered medically sterile.

The bill would expand the availability of insurance coverage for infertility-related health benefits to some women currently denied coverage under certain health insurance plans. It would amend the current definition to provide that infertility would be determined by a licensed physician.

Having cleared the Senate Budget and Appropriations Committee, the bill now heads to the full Senate for consideration.

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