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February 13, 2014

There are 1.26 million Latinos in New Jersey who are legally eligible for healthcare insurance under the Affordable Care Act, but only 22 percent of them -- or 277,000 -- had insurance as of 2011, according to the U.S. Department of Health and Human Services.

Nationally, this rate is much higher than for the overall population, which is 16 percent.

If these eligible Latinos were to take advantage of the Affordable Care Act, 95 percent would qualify for subsidies, tax credits, or Medicaid options.

HHS estimates that these discounts can be significant. A 27-year-old individual from Newark earning $25,000 a year can obtain a bronze plan for as little as $114 a month, reduced from $230 before credits. A family of four with an income of $50,000 would see a silver plan reduced from $880 a month before tax credits to $282 a month after subsidies. A bronze plan could be obtained for as little as $178 a month.

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