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March 10, 2011

New Jerseyans are a farsighted bunch, since 48 percent of us have "rainy day" funds, which are defined as enough money put aside for three months of living expenses to use in emergencies.

That’s the highest rate in the country, according to the Finra Investor Education Foundation, which puts the national average at 35 percent.

Of those who said they did not have such a fund, 61 percent were between the ages of 18 and 34; 48 percent were between 35 and 54; and 31 percent were 55 and older. The study, which was released at the end of 2010, was conducted in 2009 in the depths of the recession.

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